Why do I need 3D Secure Authentication?

3D Secure is becoming an Industry standard. It is currently mandatory for accepting Maestro cards. For International Maestro cards to be processed a fully 3D secure authentication must be returned. For UK Maestro cards (domestic), we advise you to contact your merchant bank who will inform you whether or not you need to be enrolled for 3D Secure in order to accept them.

With the above in mind Sage Pay advise all our vendors to use this service. As well as being a free service that Sage Pay provide, 3D Secure is also a value added tool. It is easy to set up and can compliment your existing fraud screening services such as AVS/CV2 and The 3rd Man to assist you in reducing the risk of fraud.