What does my Shopper see during 3D Secure Authentication?

Capturing Information

When you are registered and have integrated 3D secure into your site with Sage Pay, your shoppers will be given the option to register their cards and/or verify their transaction.

Once the shopper has entered their card details on the Sage Pay payment page they will be prompted on the confirmation page to register their card for 3D Secure (if they have yet to do so) or proceed with the transaction and enter their 3D secure password. Please be aware that the format of the 3D secure password may vary between banks.

If the shopper has yet to register for 3D Secure with their card issuing bank, they will be passed through the following three stages (the stages below are an example and may vary):

If the shopper has already registered their card, they will be redirected to the 3D Secure authentication page to enter their password. This page will differ depending on the card being used as the page is hosted by the card issuing bank:

Once they have submitted their password the transaction will continue with the authorisation process. The shopper will then proceed through the transaction process and either be directed to your success or failure page.

For further information about these schemes please visit the following URL's:

http://www.visaeurope.com/personal/onlineshopping/verifiedbyvisa/main.jsp

http://www.mastercard.com/us/merchant/solutions/mastercard_securecode.html