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Great value Merchant Services from Sage Pay

To accept card payments you'll need a merchant bank account — this is not the same as your business bank account.

We've simplified the application process so that you can apply for a merchant account at the same time as our payment gateway.

Sage Pay's Merchant Services are ideal if you want to:

  • accept credit and debit card payments on your website, by phone/mail order or by a combination of both

  • reduce your transaction costs by locking in competitive rates

  • increase the number of ways for your customers to pay you

  • avoid account set-up fees that some other providers charge

  • have the flexibility of no long term contracts

  • access experts to guide you through the application process

Apply online now or call 0845 111 44 66

Getting started with Sage Pay

First you need to decide how you want to accept card payments:

  • Through your website (e-commerce)
  • Or by mail order/telephone order (MOTO)
  • Or through a combination of both e-commerce and MOTO transactions

 

Once you've decided that:

  1. Complete our online application form, print and sign it.
  2. Provide supporting documents to validate your business and identity.
  3. Send us your completed application form and supporting documents.
  4. If you satisfy the application, we’ll send you your merchant account number (merchant ID)
  5. We'll also notify you when your Sage Pay account is ready and send you set-up instructions.

Read more about what you need to apply for Sage Pay

What if I already have a Sage Pay account?

Existing Sage Pay customers who have a merchant account with another merchant bank can apply for a Sage Pay merchant account by contacting our Merchant Services team.

Read more about switching to a Sage Pay merchant account

Please note that we cannot offer a multi-currency function at this time, all transactions must be GBP.

How much does it cost?

Transaction fees – 3D Secure* & MOTO with CV2

Personal credit cards (MasterCard & Visa)
2.5%
Debit cards (Visa Debit, Electron & domestic Maestro)
40p
Commercial, purchasing & business cards2.5% + a premium between 0.01% to 1.1%
(depending on the type of card)
  • No set-up fees
  • No additional authorisation fees
  • No minimum terms — just three months cancellation notice
  • No extra cost for 3D Secure (Verified by Visa & MasterCard SecureCode) — it's available for all Sage Pay customers, simply let us know if you'd like it enabled on your account.

*Avoid additional fees by enabling 3D Secure on your Sage Pay account. Transactions processed without 3D Secure will be charged a premium of 0.5% for  credit cards and 10p for debit cards in addition to the normal fees.

 

PCI DSS compliance fees

£120 annual fee to become compliant through Trustwave's Trustkeeper portal (this service is mandatory with your merchant account)
If you are already PCI DSS compliant£20 administration fee to register your certificate
If you are not PCI DSS compliant within 3 months of setting up your merchant accountA fee of £17 per month

What is PCI DSS?

Get even more from your payment service